Greetings to you, dear readers. I am always glad to share with you the most promising ideas and start-ups from the world of crypto-currencies. They are created in order to facilitate our life with you, and to change the world in the future.
A lot of holders of crypto currency are forced to regularly face blocking of accounts by banks and financial institutions. Digital assets are not considered official structures as a payment instrument. Banks do not allow you to store and pay with crypto currency. For this reason, in order to make a profitable financial transaction, generate a deposit or perform other operations, it is necessary to transfer the available assets to standard types of currencies.
Today, crypto-currency users are turning less and less to banking services, and sometimes even refuse them. Soon, humanity can stop treating them. At the same time, banks retain features of the system, on which it is possible to impose a crypto economy.
When working with fiat money, many are forced to face the existing problems of the banking structure, which make it inefficient and complex. One of the key is the high cost of maintenance. Commercial companies lay large commissions to pay back their expenses. Therefore, for each operation the client is forced to pay interest. In addition to this inconvenience causes a long period of payment processing and limited territorial coverage.
To its users, MyCryptoBank offers a full range of banking tools to manage its assets. They are available at any time in 24/7 mode using the desktop version or mobile application.
MyCryptoBank is an online bank that allows each customer registered in the electronic banking system to perform various banking operations, additional transactions with CryptoCurrency (payment processing, debit cards, credit and investment services, use of CryptoCurrency assets as collateral for credit and many others) based on BlockChain technology without banking intervention.
Users of the crypto bank can easily get a loan or loan to their account from the system itself or from third-party clients of the bank using the P2P scheme. Security is guaranteed by smart contracts that monitor the automatic fulfillment of the terms of the transaction. It is impossible to forge or delete an agreement, since its provisions are fixed in blocks, copies of which are stored in all nodes of the distributed network. Any change in them requires confirmation from the rest of the members of the block.
The problems of banks are as follows:
commission. Today, there are many intermediaries in the chain of supply of banking services. All of them require payment for their services. All this is expressed in commissions for translations;
speed. Transcontinental banking transactions sometimes take up to several working days;
national barriers. Some banks have a ban on international transfers with banks of certain countries;
restriction crypto currency. Banks do not have the technological ability to handle operations with crypto-currencies.
To ensure that holders of crypto-currency can at any time pay with digital assets, they can easily manage them, MyCryptoBank plans to issue virtual debit cards Visa, MasterCard and UnionPay. Here, the technology of instant payment for Samsung or Apple Pay will be supported. The innovation of MyCryptoBank is the release of a special ring, which also allows you to pay money from your account with one touch. To replenish the deposit or withdraw cash, it is planned to introduce a network of more than 1 thousand of its own crypto-cash machines and attract automata of third-party banks.
The popularity of digital banking in the world is not slowing down. Convenience, speed and security are not only additional advantages for users, they are standard requirements in modern relations "Client Bank".
One direction determines the future of the banking business, banking is based on BlockChain technology. This technology is much faster, more efficient and less error-prone than the traditional automatic clearing house (ACH). BlockChain can save time and money for banks and make practical payments to users. However, the decentralized character of BlockChain significantly violates the effectiveness of fraud and criminal operations.
Ecosystem MyCryptoBank includes the following functions:
banking. Available 24 hours a day, 7 days a week. With its help, you can withdraw money from your account. They can be used from a computer or mobile application;
translations. Allow to make transfers around the world. Commissions will be minimal, transactions quick and easy;
exchange. Allows you to exchange any crypto currency, in particular Fiat;
loans and P2P loans. It allows directly borrowing from other people without intermediaries or loans from organizations. The interest rate can be influenced;
ATMs. Allows you to shoot and make money in Fiat. MyCryptoBank ATMs will make their own. And also conclude contracts for the use of existing ATMs of other banks. In the near future, it is planned to put into operation 1000 ATMs;
online account. This function allows you to make payments on the Internet using traditional fiat bills.
Such as Visa, Mastercard and so on;
debit cards. This is similar to conventional debit cards. Only in these will the opportunity be added to pay with crypto currencies, along with fiat. With its help, you can withdraw money from the crypt into Fiat and withdraw them from the ATM in any country;
acquiring. This allows companies to accept payments in crypto currency. They will automatically be transferred to Fiat and accounted for according to tax requirements;
forex. This is an access to the trading of crypto-currencies in the Forex market, in addition to using the traditional functions of this exchange. This gives certain advantages over other players in Forex, due to the increase in the speed of translation and the reduction of commissions for transfers, when you need to quickly transfer money between people;
deposits. Allows you to invest with interest. In particular, using crypto currency. At the same time, interest will be accrued in the same crypto currency;
consulting. Allows you to receive advice on finance and money management from leading industry experts.
MyCryptoBank also produces a convenient payment system in the form of a payment ring. This is the same as the usual debit card, which is enough to bring to the acquirer for payment.
MyCryptoBank solves the problems of traditional banks.
commission. The technology of smart contracts allows you to replace the intermediaries of transactions and make commissions minimal;
speed. MyCryptoBank has a transaction speed of 100,000 FPS. And the speed of one operation will not exceed 0.01 seconds;
national barriers. Crypto currency can be freely transferred between countries;
restriction crypto currency. MyCryptoBank will allow to work with both Fiat and crypto-currencies.
Smart Contracts is one of the most attractive elements of the BlockChain banking system. This Intelligent Contract allows users to change money, shares and other assets in a safe and conflict-free manner. As in the traditional contract, the Smart contract determines the terms of the agreement and the penalty for its execution. However, the most important is that this intellectual contract automatically complies with the laws of the rules.
ICO
A special currency unit has been created to pay for the services and settlements within the system. Token MCB allows you to make instant payments around the world and gives your owner access to all MyCryptoBank tools.
Depending on the number of tokens on the account, users are assigned a special status that gives a certain set of privileges. So, if there are 300 MCBs, all services are available, except for lending, and with a deposit of 6,000 MCB, access is granted not only to loans, but a 10% discount on service costs and 0.5% cash back is provided.
The distribution of tokens and tools is as follows:
Conclusion
MyCryptoBank will become a fully digital bank, accessible worldwide and at any time. He will perform all the functions of a typical bank, but without any bank branches and front offices, relying as much as possible on new digital technologies.
All the important information about the MyCryptoBank project can be found here:
** Website: **https://mycryptobank.io/
** Whitepaper: **https://mycryptobank.io/docs/MyCryptoBank-white-paper.pdf
** Twitter: **https://twitter.com/MyCryptoBank
** Facebook: **https://www.facebook.com/Mycryptobank
** Telegram: **https://t.me/MyCryptoBank
** YouTube: **https://www.youtube.com/channel/UCEWn4UUSAX1xLQHKXkaBbuQ
Bitcointalk: https://bitcointalk.org/index.php?topic=4484862
My Profil on Bitcointalk: bungasakura5
My ETH: 0x44808C2EA67D20E350574259A16BC36F81d8BebD
Bitcointalk Profile: https://bitcointalk.org/index.php?action=profile;u=2204918
debit cards. This is similar to conventional debit cards. Only in these will the opportunity be added to pay with crypto currencies, along with fiat. With its help, you can withdraw money from the crypt into Fiat and withdraw them from the ATM in any country;
acquiring. This allows companies to accept payments in crypto currency. They will automatically be transferred to Fiat and accounted for according to tax requirements;
forex. This is an access to the trading of crypto-currencies in the Forex market, in addition to using the traditional functions of this exchange. This gives certain advantages over other players in Forex, due to the increase in the speed of translation and the reduction of commissions for transfers, when you need to quickly transfer money between people;
deposits. Allows you to invest with interest. In particular, using crypto currency. At the same time, interest will be accrued in the same crypto currency;
consulting. Allows you to receive advice on finance and money management from leading industry experts.
MyCryptoBank also produces a convenient payment system in the form of a payment ring. This is the same as the usual debit card, which is enough to bring to the acquirer for payment.
MyCryptoBank solves the problems of traditional banks.
commission. The technology of smart contracts allows you to replace the intermediaries of transactions and make commissions minimal;
speed. MyCryptoBank has a transaction speed of 100,000 FPS. And the speed of one operation will not exceed 0.01 seconds;
national barriers. Crypto currency can be freely transferred between countries;
restriction crypto currency. MyCryptoBank will allow to work with both Fiat and crypto-currencies.
Smart Contracts is one of the most attractive elements of the BlockChain banking system. This Intelligent Contract allows users to change money, shares and other assets in a safe and conflict-free manner. As in the traditional contract, the Smart contract determines the terms of the agreement and the penalty for its execution. However, the most important is that this intellectual contract automatically complies with the laws of the rules.
ICO
A special currency unit has been created to pay for the services and settlements within the system. Token MCB allows you to make instant payments around the world and gives your owner access to all MyCryptoBank tools.
Depending on the number of tokens on the account, users are assigned a special status that gives a certain set of privileges. So, if there are 300 MCBs, all services are available, except for lending, and with a deposit of 6,000 MCB, access is granted not only to loans, but a 10% discount on service costs and 0.5% cash back is provided.
The distribution of tokens and tools is as follows:
Conclusion
MyCryptoBank will become a fully digital bank, accessible worldwide and at any time. He will perform all the functions of a typical bank, but without any bank branches and front offices, relying as much as possible on new digital technologies.
All the important information about the MyCryptoBank project can be found here:
** Website: **https://mycryptobank.io/
** Whitepaper: **https://mycryptobank.io/docs/MyCryptoBank-white-paper.pdf
** Twitter: **https://twitter.com/MyCryptoBank
** Facebook: **https://www.facebook.com/Mycryptobank
** Telegram: **https://t.me/MyCryptoBank
** YouTube: **https://www.youtube.com/channel/UCEWn4UUSAX1xLQHKXkaBbuQ
Bitcointalk: https://bitcointalk.org/index.php?topic=4484862
My Profil on Bitcointalk: bungasakura5
My ETH: 0x44808C2EA67D20E350574259A16BC36F81d8BebD
Bitcointalk Profile: https://bitcointalk.org/index.php?action=profile;u=2204918
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